The objective is always the new authority to be operational in midFebruaryA plan which should then be extended to the PQROr as industrial Roland Junck has been provenThis singular destiny nothing does the portended a prioriAs the Dalai Lama he travels to the WestCustomer relationship is also on the groundHowever the difficulties in regulating this market are manyOnly the Office of Thrift Savings disappearsI think the exemplarity and joint effortsIn London the FTSE 100 has dwindled by 0The year 2010 will be marked by the rise of Pass-land in the collective habitat. "There on these sales for booster results and achieve 30,000 housing provided at the end of this year", says Benoist Apparu, Secretary of State in charge of housing and urban development. Pass-land is a system of financing by the State, local communities and Action housing (ex-1 housing), allowing households to access the property. With this device, primo-homebuyers can buy real estate nine with a "lean" 5.5 VAT and agree a credit in two times. First, they repay the loan granted to the rack on fifteen or twenty years, and then resolve back the credit field. Beforehand, the cost of land will have been "brought" by 1 housing.
Launched in 2007 for individual houses, this device has been extended on 27 March 2009, collective housing following the adoption of soft law (1). Benoist Apparu, this Pass-land "new version" was "completed, simplified and secure". For reasons of calendar and time of implementation of the device, the first Pass-land stamped collective real estate programs should flourish this year. Local communities and developers had to wait until the fall of last to the first application decrees. December 29, an ultimate tax statement just completing this mechanism!
End of 2009, 8.561 dwellings had benefited from Pass-land, including more than 95 in homes and the rest in apartments. The most dynamic departments were those in the North, Loire-Atlantique, the Orne and the Oise. Several towns and communities of agglomeration of sizes small and medium-sized little urbanized took advantage of this tool to propose to their citizens of the "houses at 15 euros per day." With the extension of Pass-land for apartments, it is the turn of cities and most important to enter the dance urban communities. Less consumers of land, residential buildings have their place in this device. After André Metzger, Director of habitat to Credit Foncier, "600 grants have been passed in the communities of St. Nazaire and Nantes-Atlantique;" "500 to Lille Métropole in greater Lyon and the greater Toulouse and 200 in the agglomeration community of Nice - Côte d'Azur". "There are in even in Grasse, Avignon and Aix-en-Provence", he says. "We currently on sale 30 Pass-land operations and as being pregnant", says Bruno Corinti, Delegate General Manager of the housing of Nexity pole. "We even recorded sales in a program of the 19th arrondissement of Paris", said Olivier Bokobza, Associate Executive Director of BNP Paribas real estate residential. Next March, the promoter Pierre Etoile will market its first 67 housing program in Noisy-le-Grand (Seine-et-Marne). "Even if the real estate transaction has been initiated before the soft law, we were expecting the publication of the text for benefit", commented Marc Gédoux, President and CEO of this group.
Will of the local community
Remains that these housing falls out of a desire to the local community. This last is the "key to the device entry", says Marc Pigeon, President of the Federation of builders sponsors (TDC). Town halls or agglomeration communities must agree to subsidize the future owners to height of 3,000, 4,000 or 5,000 euros by housing. "Even if the mayors see the interest of the device, there is blocking points", argues Dominique Duperret, Delegate General of the Union of French houses (UMF). Under the recovery plan, the State is committed to repay a part of this grant to communities that operation costs not more than 2.000 euros by housing them. Despite this support, several communes reluctant to dip into the Pocket. The decline in tax revenues has trimmed their budgets. Some cities have neither the means nor the will to increase financial aid by ten, fifty or cent for construction of buildings. "Pass-land is a good tool to facilitate the residential course." "However, we will take the time to make a preliminary assessment of these operations in houses, before you throw in the collective", says Jean-Marie Schléret, Vice-President of the urban community of greater Nancy delegate for habitat and housing policy. To facilitate the implementation of the land Pass, developers propose to make their charge the grant of local communities. The State has for the moment given step suite. The second brake to the development of Pass-land might come on the players in the 1 housing. "As we are on a logic of the first-come, first served, some CIL province with limited resources (2) start further down the line before the avalanche of future records", said an observer.
This year should be the last chance to "launch" of the device launched three years ago. First, doubling and the maximum increase in new loan to zero rate, that participates in the financing of these purchases, stop on June 30, 2010. Then, Pass-land is planned until 31 December of this year, unless the State decides to extend, many operators want.
